2.50% APR off GT (BC) EFCU’s current auto loan rates for a new purchase or a refinance from another financial on vehicles 5 years old or newer!
The offer is for refinanced auto loans from another financial or new purchases on vehicles 5 years old and newer (ex. 2020-2025). Plus, take an additional .25% APR off when you elect Debt Protection coverage with your loan! GT (BC) EFCU’s floor is 4.75% APR for this special offer. Rates and terms are for qualified buyers with a 670 credit score or higher. This exclusive offer is subject to change without prior notice at any time. No other specials can be combined with this offer. *APR= Annual Percentage Rate.
| Loan Type | Rates as low as | Terms & Information |
|---|---|---|
| New Vehicles 1-2 years old » | 5.74% | Terms available up to 96 months |
| Used Vehicles 1-2 years old » | 5.74% | Terms available up to 84 months |
| Used Vehicles 2-4 years old » | 5.99% | Terms available up to 72 months |
| Used Vehicles 5-6 years old » | 6.24% | Terms available up to 72 months |
| Used Vehicles 7-10 years old » | 6.69% | Terms available up to 60 months |
| Recreational 1-5 years old » | 6.99% | Terms available up to 72 months |
| Recreational 6+ years old » | 7.99% | Terms available |
| Shares Secured » | 7.5% | Terms available up to 60 months |
| Unsecured/Signature » | 10.99% | Terms available up to 48 months |
| Overdraft Protection » | 15% | Protection for your share draft overdrafts (NSF) |
| Revolving Line of Credit » | 14% | Terms available up to 36 months |
| Home Equity Line of Credit | 7.5% | Variable rates - floor rate 3.49% APR |
| Visa Platinum/GT Express Visa » | 0% | ScoreCard Rewards with great rates! |
APR = Annual Percentage Rate
Rates and terms are based on credit history and approval. Rates are subject to change without prior notice and may vary based on term.
Note: This calculator is provided only to give an estimate of your loan. Your payment schedule may vary. This calculator is based on an interest rate less than 10%. Talk to your loan representative for additional details.