Loan Rates

Loan Rate Table

Loan Rates - Effective Wednesday, October 14, 2026
Loan TypeRates as low asTerms & Information
New Vehicles 1-2 years old » 4.75% 24 M Terms available up to 96 months
Used Vehicles 1-2 years old » 4.75% 48 M Terms available up to 84 months
Used Vehicles 2-4 years old » 4.75% 36 M Terms available up to 72 months
Used Vehicles 5-6 years old » 4.99% 36 M Terms available up to 72 months
Used Vehicles 7-10 years old » 5.99% 24 M Terms available up to 60 months
Recreational 1-5 years old » 7.24% 48 M Terms available up to 72 months
Shares Secured » 6.75% 24 M Terms available up to 60 months
Unsecured/Signature » 10.99% 24 M Terms available up to 48 months
Overdraft Protection » 15% 24 M Protection for your share draft overdrafts (NSF)
Revolving Line of Credit » 14% 48 M Terms available up to 36 months
Home Equity Line of Credit 7% 0 M Variable rates - floor rate 3.49% APR
Platinum or GT Express Visa » 13.9% 36 M ScoreCard Rewards with great rates, 8.9% or 13.9% APR

*APR = Annual Percentage Rate

Rates and terms are based on credit history and approval. Rates are subject to change without prior notice and may vary based on term. Restrictions Apply.

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Note: This calculator is provided only to give an estimate of your loan. Your payment schedule may vary. This calculator is based on an interest rate less than 10%. Talk to your loan representative for additional details.