Loan Rates

Hit the Road with our great rates! Now 2.50% APR Learn more on our website or call. APR= Annual Percentage rate.

This offer is for refinanced loans from another financial or new purchases on vehicles 4 years old and newer (ex. 2020-2024). ¬†Plus, take an additional .25% APR off if you elect Debt Protection coverage with your loan! GT (BC) EFCU’s floor is 4.75% APR for this special offer. Rates and terms are for qualified buyers with a 670 credit score or higher. This exclusive offer is subject to change without prior notice at any time. No other specials can be combined with this offer. Offer expires June 30, 2024. *APR= Annual Percentage Rate.

Debt Protection Your safeguard against the unexpected.
Learn about the loan protection you may need with Guaranteed Asset Protection Plus if your vehicle is totaled or stolen
Get a quote from TruStage for savings on car insurance

All rates listed “as low as”

Loan Rates - Effective Tuesday, May 21, 2024
Loan TypeRates as low asTerms & Information
NEW Auto Loans - 24/36 months » 6.49% 24 M Rates and terms based on credit history and approval.
NEW Auto Loans - 48 months » 7.24% 48 M Rates and terms based on credit history and approval.
NEW Auto Loans - 60 months » 7.39% 60 M Rates and terms based on credit history and approval.
NEW Auto Loans - 72 months » 7.59% 72 M Rates and terms based on credit history and approval.
NEW Auto Loans - 84 months 8.24% 60 M Rates and terms based on mileage, credit history & approval
USED Auto 4 yrs old 36 months » 6.49% 36 M Rates and terms based on mileage,credit history and approval
USED Auto 4 yrs old 48 months » 7.09% 48 M Rates and terms based on mileage,credit history and approval
USED Auto 4 yrs old 60 months » 7.49% 60 M Rates and terms based on mileage,credit history and approval
USED Auto 4 yrs old 72 months » 7.74% 72 M Rates and terms based on mileage,credit history and approval
USED Auto 5/6 yrs 36 months » 6.74% 36 M Rates and terms based on mileage,credit history and approval
USED Auto 5/6 yrs 48 months 7.19% 0 M Rates and terms based on mileage,credit history and approval
USED Auto 5/6 yrs old 60 mths 7.74% 0 M Rates and terms based on mileage,credit history and approval
USED Auto 7/10 yrs 24 months » 7.09% 24 M Rates and terms based on mileage,credit history and approval
USED Auto 7/10 yrs 36 months » 7.29% 36 M Rates and terms based on mileage,credit history and approval
Secured/Titled or UCC1 48 mths » 7.99% 48 M Rates and terms are based on credit history and approval.
Secured/Titled or UCC1 60 mths » 8.34% 60 M Rates and terms are based on credit history and approval.
100% Shares Secured » 8.5% 24 M Rates vary with term of loan.
Signature » 10.99% 24 M Rates and terms vary based on credit history and approval.
Overdraft Protection » 15% 24 M Protection for your sharedraft overdrafts (NSF)
Revolving Credit » 14% 48 M Revolving line of credit - Based on credit history-approval
Home Equity LOC (Floor 3.49%) 8.5% 0 M Approval based on Appraisal. See loan dept for more details!
Visa Platinum » 0% 36 M Apply today for our best rate!

*APR = Annual Percentage Rate

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Rates subject to change without prior notice.

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Note: This calculator is provided only to give an estimate of your loan. Your payment schedule may vary. This calculator is based on an interest rate less than 10%. Talk to your loan representative for additional details.