Certificates

Term Share Accounts
Your credit union offers different types of term share accounts (certificates) ranging from six months to four years.

Six-Month Term Share Account:
Minimum deposit to open is $10,000.00.  Dividends may be paid monthly or at maturity date.

One-Four Year Term Share Account:
Minimum deposit to open is $1,000.00.  Dividends may be compounded every quarter unless paid otherwise.

Youth Term Share Account:
Available to Little Engineer Club or Teen Account holders only.   Parent/guardian is required to be a joint owner.  Minimum deposit to open is $150.00.  Maximum deposit is $1,000.00.  Limit to one term share account (certificate) per youth.  Dividends are compounded quarterly.

Disclosures
No additional funds can be added to a term share account after opening.  A penalty may apply for an early withdrawal of funds.  Once the renewal date arrives, members have seven calendar days to withdraw funds without any penalty.  Accounts will automatically renew upon

The list of current rates can be found here.