With the Equifax Breach you may be asked to verify extra information. We want to make sure we are talking to you and protecting your personal & financial information.
Here are the best practices to protect your personal information and credit:
~Place a security freeze on your credit reports at all four credit reporting bureaus:
*Contact each bureau to place a freeze on credit reports
*A PIN is required to thaw or unfreeze a credit report. PROTECT THE PIN!!!
~Place a fraud alert on your credit report;
*You only need to contact one of these agencies and request that the information be passed to the other two:
*A fraud alert requires potential creditors to contact the consumer and obtain permission to open new accounts or lines of credit.
*By law, consumers are allowed to request a fraud alert every 90 days; after 90 days, they must repeat the process.
*With documentation showing they are an ID theft victim (police report), an extended fraud alert may be placed on their reports; an extended alert lasts seven years.